While in college, I banked with the Bank of Lansing in Lansing, Illinois. They called themselves the "willing community bank." They walked the talk and set the standard. There are decent financial institutions out there. But you have to search for the George Baileys.
Pay a fee for a checking account? Dream on, Mr. Mooney. If you can't run a simple business like a bank and make enough money on the spread, you aren't talented enough to be handling other people's money.
Why accept torture? Switch banks if yours is acquired. And not all credit unions are created equal.
